Young Drivers Car Insurance Ireland
Being a young driver can be tough, but we’re here to make it as easy as possible for you to hit the road. We’ll keep things simple by comparing quotes from trusted insurance providers. We aim to find the perfect policy with all the right benefits that suit you at a competitive price.
Young driver car insurance premiums in Ireland have risen over the past number of years. However, you may still be able to get good discounts based on completing your twelve EDT driving lessons, having a clean driving record and good road experience. By staying claim free for a year and obtaining a full driving license, you can significantly reduce your car insurance costs. We want to help you get started, so contact us to see how much you can save.
Young Driver Car Insurance Tips
Young drivers are generally seen as riskier and more likely to file insurance claims because they lack experience. Insurance companies use this data when deciding premiums, which is why drivers under 25 often pay higher rates. However, there are ways for young drivers to reduce their premiums and get affordable insurance.
Practice makes perfect
Put in the time and become familiar with the rules of the road. Do well with your Theory Test and complete your 12 EDT driving lessons.
Your car
Cars with larger engines tend to have higher insurance premiums and costs. So start small and ensure it’s fully serviced and safe to drive.
Voluntary excess
To lower the cost of first time driver insurance, you can increase the voluntary excess on the policy. This is the amount you agree to pay if you make a claim.
A named driver
Adding an experienced driver to your car insurance can lower costs for first time drivers. This works well if the experienced driver, like a parent, uses the car occasionally.
Black box
Telematics or black box insurance is popular among young drivers. This is a device that tracks driving behaviour, adjusting premiums based on safety. Safer driving leads to lower costs.
Compare quotes
Insurance costs can vary, and the first offer you get might not be the cheapest. Comparing quotes from different companies is a great way for young drivers to save money on car insurance.
Flexible Payment Options for Young Drivers
We understand that paying for your insurance all at once can be a big expense. As a result, many providers offer flexible payment options. If it works better for you, you could set up a direct debit plan. You may need to pay a small deposit upfront, and then the insurance company will divide the rest into manageable monthly payments with a small service charge. Terms and criteria may vary depending on the insurance company. Call Amanda or Alison now on 042 935 9090 to find out more!