Third Party Car Insurance

Third Party is the minimum level of car insurance required in Ireland. This type of cover will insure you for damage to other vehicles due to an accident caused by you. However, it will not cover damage sustained to your own vehicle.

Third Party insurance is a basic level of insurance that covers you if someone claims against you if you cause an accident, injury or damage to their car or property when driving. The policy will not cover repairs, damage, fire or theft of your vehicle.

Who should consider taking out Third Party car insurance?

Third Party, in most cases, is the least expensive option; it is generally cheaper than a Fully Comprehensive Insurance policy as the cover is restricted to Third Party damage. Therefore, it may suit learners, new drivers and young drivers who cannot afford a more comprehensive policy or drivers whose vehicles are worth less than €1,000.

Don’t forget to check out Tips for Cheaper Car Insurance in our Blog. You may be surprised at how much you can save. If you have any questions, give us a shout on 042 935 9090; we will be happy to help!