News & Articles
Telematics Black Box Insurance
In car insurance, a “black box” is a small telematics device you install to track and record your driving. This technology plays a key role in telematics-based insurance policies. These policies use your driving habits to determine your premium, moving beyond traditional factors like age, location, or the type of car you drive. Here’s how […]
Tips to Pass Your Driving Test
You’ve completed your theory test, mastered your driving lessons, studied the Rules of the Road, and practised until you feel confident. Even so, feeling a bit nervous is normal. Don’t worry; we’re here to help you prepare for the big day. While we can’t completely eliminate your nerves, proper preparation can ease them significantly. Follow […]
Book of Quantum
The Book of Quantum serves as a reference guide in the Irish legal and insurance systems to assess compensation values for personal injury claims. The Personal Injuries Assessment Board in Ireland published it to provide guidelines on appropriate compensation for various injuries, such as broken bones, whiplash, or soft tissue damage. The book categorises injuries […]
Contents Insurance Explained
Contents insurance ensures your belongings are protected from fire, theft, and accidents. Because, let’s face it, replacing your favourite stuff can be expensive. Learn more about home contents insurance below: What does contents insurance cover? Contents insurance covers personal possessions against damage or loss. This insurance steps in to help cover the costs if your […]
Smart Ways to Save on Car Insurance in Ireland in 2024
The cost of car insurance in Ireland has increased by over 6% in the past 12 months. Check out these useful tips to get the best value car insurance. Shop around Compare car insurance to get the cheapest quote. Ensure you compare like with like regarding policy type, excess limits, and cover levels. This will […]
Principle of Proximate Cause
The Principle of Proximate Cause is one of the fundamental Principles of Insurance. It determines whether a loss is covered under an insurance policy. According to this principle, when an insured event occurs, the insurance company will assess the cause of the loss and determine whether it falls within the scope of coverage provided by […]
Involved in a car accident, what you should do.
Let’s face it, car accidents can be pretty scary. In the heat of the moment, it’s easy to feel overwhelmed and confused. But hey, don’t worry. Even though we hope it never happens, being prepared can make all the difference. That’s why we’ve put together a handy checklist of tips to guide you through if […]
Am I insured to drive someone else’s car in Ireland
Yes, it’s legal to drive someone else’s car in Ireland, but with some conditions: Permission: Ensure you have explicit permission to drive the car; otherwise, it could be considered theft. Insurance: You should have your own car insurance. Third Party, Fire & Theft and Comprehensive policies generally allow you to drive another person’s car, but check […]
Principle of Subrogation
Subrogation is one of the main principles of insurance. Subrogation refers to the right of an insurance company to pursue a third party that caused a loss to the insured. For example, when an insurer pays a claim to a policyholder if a third party’s negligence caused the loss, the insurer may seek reimbursement from […]
Principle of Contribution
The Contribution Principle in insurance refers to the concept that if a customer has multiple insurance policies covering the same risk, each insurer should contribute proportionally to the claim. The Principle of Contribution ensures that no single insurer bears the entire financial burden of the loss. It promotes a fair distribution of liability among the […]