| Provider | Cancellation Up To | Medical Expenses Up To | Baggage Up To | Personal Liability Up To | Exam Failure Cover | Get a Quote |
|---|---|---|---|---|---|---|
|
€2,000 | €5 Million | €1,000 | €3 Million | Optional | Quote |
|
€2,500 | €6 Million | €1,500 | €3 Million | n/a | Quote |
|
€3,000 | €3 Million | €1,500 | €2 Million | Optional | Quote |
|
n/a | n/a | n/a | n/a | n/a | Quote |
|
€2,000 | €5 Million | €1,000 | €3 Million | Optional | Quote |
|
€6,000 | €10 Million | €2,500 | €2.5 Million | n/a | Quote |
| Backpacker Insurance providers are listed in alphabetical order. Backpackers Travel Insurance benefit levels are correct as of 18th November 2024. | ||||||
Backpacker Travel Insurance
Get a cheap backpacker travel insurance quote online today and save, whether trekking in South America, taking a gap year to Australia or exploring Asia. Backpacker insurance is also known as extended stay travel cover or student travel insurance.
Backpacker travel insurance will cover students and backpackers travelling abroad for up to 12 months; some Irish holiday insurance companies will allow you to extend this period up to 24 months, subject to terms and conditions.
This policy will generally cover the individual for medical expenses, personal accidents, cancellations, missed departures, etc. If you plan on climbing Mount Kilimanjaro, taking a four-day Inca Trail trek, bungee jumping or scuba diving this year, many insurers will cover you for adventure activities and light manual work abroad as standard. Always read the travel insurance policy wording carefully.
Cheap Backpackers Travel Insurance
- If you do plan on working abroad, most backpacker travel policies will cover you for light manual work such as bar and restaurant work and clerical and fruit picking, but not heavy manual work or working with machinery. Always read the terms and conditions carefully.
- Backpacker companies generally cover a certain number of adventure activities as standard, such as bungee jumping, scuba diving, horse riding, etc. The more hazardous the event, the higher the risk; therefore, you may need to upgrade your cover depending on your plans, e.g., whitewater rafting, parachuting, hand gliding, etc.
- Backpacker insurance does not cover laptops and mobile phones. If you must bring them, we recommend you add them to your home insurance policy or purchase an adequate gadget policy that will cover them abroad.
- Save money on postage by getting the insurance company to email you the policy documentation.
- Always shop around for cheap student travel insurance; you will be surprised how much you can save! Thanks for visiting our insurance comparison site. Enjoy your trip.
Travel Tips For Backpackers
Advice on what to pack. Now that you have decided on your globe-trotting location, the next big decision is what to take; we have put together a reference guide to help you decide on what to bring on your journey.
- The weather can be very unpredictable no matter where you travel, so a light raincoat should be a priority.
- A jumper or light jacket to keep you warm on those chilly nights.
- Ensure you bring a pair of trousers and a long-sleeved shirt as you may have to cover up when visiting religious or cultural sites.
- Shorts, skirts, dresses, t-shirts and short-sleeved shirts are a must, particularly in warm climates; approximately three of each should be adequate and allow you to mix and match. Bring one smart outfit should you decide to go to an expensive restaurant.
- You will need to pack at most three swimsuits, although these can be very cheap to purchase abroad.
- A large towel can be a bit of a nuisance in terms of weight and taking up space in your baggage; you should be able to buy a cheap beach towel on your journey.
- We recommend you take sunscreen, shades and a hat to protect you from the unforgiving sun in some sunnier continents.
- Take a good pair of shoes and sandals, and ensure these are comfortable, as you may have a lot of trekking ahead of you; you might wish to pack a pair of hiking socks should your feet get bruised from trekking.
- Enough underwear to last you for a week should be sufficient.
- Bring toiletries, shampoo, deodorant, soap, razor, toothpaste, toothbrush and a face towel.
- Don’t forget to take a small first aid kit, including tablets for a hangover, vomiting and diarrhoea.
- If you plan on doing a lot of camping, invest in a suitable sleeping bag and don’t forget the mosquito repellent.
- And finally, don’t forget to bring a copy of your backpacker travel insurance policy and emergency assistance phone number; save these on your mobile phone. Compare travel insurance online today and save.