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Backpacker Travel Insurance

Get a cheap backpacker travel insurance quote online today and save, whether trekking in South America, taking a gap year to Australia or exploring Asia. Backpacker insurance is also known as extended stay travel cover or student travel insurance.

Backpacker travel insurance will cover students and backpackers travelling abroad for up to 12 months; some Irish holiday insurance companies will allow you to extend this period up to 24 months, subject to terms and conditions.

This policy will generally cover the individual for medical expenses, personal accidents, cancellations, missed departures, etc. If you plan on climbing Mount Kilimanjaro, taking a four-day Inca Trail trek, bungee jumping or scuba diving this year, many insurers will cover you for adventure activities and light manual work abroad as standard. Always read the travel insurance policy wording carefully.

Tips for Cheap Backpackers Travel Insurance

  • If you do plan on working abroad, most backpacker travel policies will cover you for light manual work such as bar and restaurant work and clerical and fruit picking, but not heavy manual work or working with machinery. Always read the terms and conditions carefully.
  • Backpacker companies generally cover a certain number of adventure activities as standard, such as bungee jumping, scuba diving, horse riding, etc. The more hazardous the event, the higher the risk; therefore, you may need to upgrade your cover depending on your plans, e.g., whitewater rafting, parachuting, hand gliding, etc.
  • Backpacker insurance does not cover laptops and mobile phones. If you must bring them, we recommend you add them to your home insurance policy or purchase an adequate gadget policy that will cover them abroad.
  • Save money on postage by getting the insurance company to email you the policy documentation.
  • Always shop around for cheap student travel insurance; you will be surprised how much you can save! Thanks for visiting our insurance comparison site. Enjoy your trip.